KESDEE Inc. - Largest provider of e-learning courses in Banking and Finance

1. Financial System - An Overview

Meaning and components of financial system
Financial market and products
Financial intermediaries and instruments
Financial regulators

Duration: 30 Minutes

2. Indian Financial System

The role of RBI in framing various guidelines
The need for fair treatment to a customer
Functions of Banking Ombudsman
Provisions of Consumer Protection Act

Duration: 1 Hour

3. Emerging Trends in Banking

Concept of wholesale and retail banking
SME businesses and rural banking
Functioning of international banking
Functions of treasury operations

Duration: 1 Hour

4. Capital Markets in India

Capital market
Role and functions of SEBI
ADR/GDRs and participatory notes
Basics of mutual funds

Duration: 1 Hour

5. Risk Management Basics

Risk management functions and structure
Types of risk-credit, market, country and operational
Basel Accord and its recommendation

Duration: 1 Hour

6. Banker Customer Relationship

Functional roles of banks
Bankers' duties, responsibilities and rights
Types of customer accounts

Duration: 1 Hour

7. Deposit Products, KYC and AML

Demand and time deposit products
KYC policy and other account opening norms
Anti-money laundering steps taken by banks

Duration: 1 Hour

8. Negotiable Instruments Act

Meaning and types of negotiable instruments
Features of cheques
Protection to collecting and paying banker
Cheque dishonour

Duration: 1 Hour

9. Priority Sector Lending

Direct and indirect agricultural finance
Government sponsored schemes
MSE and Self-help groups

Duration: 1 Hour

10. Basics of Lending

Principles of lending
Working capital and term finance
Securities and collaterals
Documentation
Credit monitoring and management

Duration: 1 Hour

11. Credit Monitoring and Loan Recovery

Types of credit monitoring and follow-up
Tools of physical and financial follow-up
Review, recovery, and recall of advances
Monitoring of securities
Monitoring of recovery

Duration: 1 Hour

12. Asset Classification and NPA Management

Meaning of NPA
Income recognition and provisioning
Cause and effects of NPA
NPA management

Duration: 1 Hour

13. Financial Inclusion

Need of financial inclusion
Government and RBI initiatives
Business Correspondents Model
SHGs and Microfinance institutions

Duration: 1 Hour

14. Cash Management in Banks

Significance of cash management
Cash monitoring and currency chest
Currency management by the RBI
Types of notes

Duration: 1 Hour

15. Core Banking Solution

Computerization in banks
Core banking solution - components
Establishment of data centre
Infrastructure for core banking
Delivery channels

Duration: 1 Hour

16. Electronic Payment Systems

Payment system and its evolution
ECS and EFT
RTGS
Credit and debit cards
Channels of electronic payment system

Duration: 1 Hour

17. Internet and Mobile Banking

Internet banking
Mobile banking
Business models and its operations
IMPS process
Mobile banking security and allied services

Duration: 1 Hour

18. Alternate Delivery channels

Features, components, and functions of ATM
Telebanking services
Mobile banking facilities
Internet banking modes
Plastic cards

Duration:1 Hour

19. I T Security in Banks

Information security in banks
Risk management and threats
Tips of Information system security
BCP and DRP, IT Act, 2000
Cybercrimes, Information system audit

Duration: 1 Hour

20. Clearing and Settlement Systems

Clearing process
MICR clearing
Cheque truncation system
Operational aspects of CTS

Duration:1 Hour

21. Principles of Bank Marketing - I

Principles of marketing management
Concept of bank marketing
Marketing of financial services
Practices of bank marketing

Duration: 1 Hour

22. Principles of Bank Marketing - II

Product development and pricing
Branding, labelling and packaging
Distribution and channel management
Promotion
Direct Selling, direct marketing and MKIS

Duration: 1 Hour

23. Customer Service in Banks

Customer service and banking regulators
Customer service and banks' response
Other customer-centric measures
Grievance redressal mechanism

Duration: 1 Hour

24. Payment and Collection of Bills

Bills of exchange and the NI Act
Bills for collection
Bill finance
Foreign bills

Duration: 1 Hour

25. Branch Banking Practices

Introduction to branch banking
Deposit and credit functions
Credit monitoring
Funds transfer function
Miscellaneous matters

Duration:1 Hour

26. RRBs and Cooperative Banks

Structure of RRBs
Operations of RRBs
Role of NABARD in RRBs
Cooperative Banks and its types

Duration:1 Hour

27. Basics of Business Mathematics

Simple and compound interest
Equated monthly instalments
Types of annuities
Amortization and sinking fund

Duration: 1 Hour

28. Introduction to Bonds

Debt instruments
Cost of debt capital
Current yield and yield to maturity
Bond pricing theorems
Bond duration

Duration: 1 Hour

29. Depreciation Accounting

Types of fixed assets
Meaning and purpose of charging depreciation
Computation of straight line method
Written down value method
Sum of years' digits method

Duration: 1 Hour

30. Capital Budgeting

Time value of money
Capital budgeting techniques
Traditional methods
Discounted cash flow methods
Decision-making under conditions of uncertainty

Duration: 1 Hour

31. Foreign Exchange Arithmetic

Fundamentals of foreign exchange
Foreign exchange terminologies
Spot rates, ready exchange rates
Cross rates, and forward exchange rates

Duration: 1 Hour

32. Basics of Accounting

Accounting concepts and conventions
Capital and revenue expenditure
Double entry system and accounting process
Journal Entries, Ledger, Trial balance, Rectification of errors
Adjustment, Transfer and Closing entries

Duration: 1.5 hours

33. Documentation Process for Accounting

Accounting system in banks
Vouchers, Records and Registers
Ledgers and Other registers
General Ledger abstract

Duration:1 Hour

34. Accounting Standards

Meaning of accounting standards
Process involved in formation of accounting standards
Features of accounting standards (1 to 29)
Recent trends in accounting standards

Duration: 1 Hour

35. BRS, Inventory Valuation and Bill of Exchange

Computation of bank reconciliation statement
Inventory valuation methods
Accounting treatment of bill of exchange

Duration:1 Hour

36. Final accounts of Banks

Statutory requirements
Liability and asset items of a bank balance sheet
Contingent liabilities
Profit and loss account
Significant accounting policies and notes to accounts

Duration:1 Hour

37. Consignment Account, JV and Partnership Accounts

Fundamentals of consignment accounting
Accounting treatment of consignment account
Accounting aspects of joint venture
Features of partnership firm, partnership deed
Types of capital and methods of accounting

Duration: 1 Hour

38. Leasing, Hire purchase and Instalment Sale

Types of lease and its accounting norms
Hire purchase and its accounting treatment
Instalment sale and its accounting treatment

Duration:1 Hour

39. Accounts of Non-Trading Organizations and Accounting from Incomplete Records

Features of non-trading organization
Accounts of non-trading organization
Features and types of single entry system
Accounting from incomplete records

Duration: 1 Hour

40. Financial Statement Analysis

Financial analysis process
Objective and scope of financial analysis process
Source of financial information
Classification of ratios
Liquidity, solvency, profitability and activity ratios

Duration: 1 Hour

41. Company Final Accounts

Format and components of balance sheet
Format and components of profit and loss account
Notes to accounts

Duration: 1 Hour

42. Accounting in Computerized Environment

Transaction processing system
Application of computers in accounting
Core banking
Enterprise resource planning
RBI and computerized business reporting

Duration: 1 Hour

43. Functions of Reserve Bank of India

Role of RBI
Monetary tools of RBI
Other functions of RBI
Directives of lending
Customer support systems

Duration: 1 Hour

44. Banking Regulation Act

Business of banking companies
Management of banking companies
Control over management
Suspension and winding up operations

Duration: 1 Hour

45. Legal Aspects of Banking Operations

Laws Relating to paying and collecting banker
Laws Relating to indemnities and guarantees
Laws Relating to letter of credit and bill finance

Duration: 1 Hour

46. Laws Relating to Securities

Legal position of borrowers and facilities
General and legal aspects of securities
Modes of charging securities
Registration of charges

Duration: 1 Hour

47. Allied Laws Affecting Bankers - I

Laws of limitation
Banker's Book Evidence Act
Prevention of Money Laundering Act
Service tax and Tax deduction at source

Duration: 1 Hour

48. Allied Laws Affecting Bankers - II

Registration Act
Indian Trust Act
Societies Registration Act
Indian Stamp Act
Usurious Loan Act

Duration:1 Hour

49. SARFAESI Act

Non-performing Asset
Enforcement of security interest
Sale of security
Securitization and reconstruction
Central registry

Duration: 1 Hour

50. DRT and Lok Adalat

Court and DRT
Structure and powers of DRT
Procedures of DRT
Recovery certificate
Lok Adalat

Duration: 1 Hour

51. Customer Protection Laws

Banking Codes and Standard Board of India
Fair Practices Code for Lenders
Banking Ombudsman Scheme
Consumer Protection Act
Right to Information Act

Duration: 1 Hour

52. Commercial Laws Related to Banks

Indian Contract Act
Contract of Bailment and Pledge
Guarantee and indemnity
Contract of Agency, Sale of Goods Act
Transfer of Property Act

Duration: 1 Hour

53. Partnership Act

Formation of Partnership Firm
Partners - duties and responsibilities
Minors as partners
Reconstitution and dissolution

Duration: 1 Hour

54. Payments and settlements Act, 2007

Overview of PSS Act
Authorization of payment systems
Regulation and supervision of payment Systems
Rights and duties of a system provider
Offences and penalties

Duration: 1 Hour

55. Information Technology Act, 2000

E-commerce
Digital signature and its certification
Security of electronic records, Cyber crimes
Amendments to other laws
IT Amendment Act, 2008

Duration: 1 Hour