Basics of Banking (Library of 13 courses)
Library OverviewA comprehensive e-learning course library comprising 13 courses on various topics in understanding basics of Indian Banking System.
Learning Objective
- Understand the financial system
- Know principles governing banking
- Understand various functions in banking
- Understand operational framework for best practices in banking
Target AudienceThose who are interested in understanding the basics of banking.
Course Details
1. Indian Financial System - An Overview
On completion of this course you will be familiar with:
- The meaning of the term 'Financial System
- The evolution of the structure and constituents of the Indian Financial System
- The role of financial system in the country
- The constituents of financial system
- The recommendations of Narasimham Committee on the financial system
Duration: 30 Minutes
2. Introduction to Banking
On completion of this course you will be familiar with:
- Meaning and definitions of Banking/ Bank under different systems.
- Main universal principles of banking
- Main types/ groups of banks under Indian banking system
- Traditional and modern functions of banks
- Trends in Indian banking
Duration: 1 Hour
3. Banking Regulation
On completion of this course you will be familiar with:
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Constitution and objectives of RBI
-
Functions of RBI as the regulator of the Indian banking system
-
Monetary tools of RBI and effect thereof on banks
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Priority sector advances - their composition and rationale
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Regulations on bank lending
Duration: 1 Hour
4. Banker Customer Relationship
On completion of this course you will be familiar with:
- Definition of 'customer'
- Different forms of banker-customer relationships
- Banker's duties
- Banker's rights
- Redressal of the customers' grievances and the Banking Ombudsman Scheme
- Termination of banker-customer relationship
Duration: 1 Hour
5. Types of Customers and Their Accounts
On completion of this course you will be familiar with:
- The essential generic requirements to be complied with, while opening a deposit account.
- The various types of domestic customers and their special requirements to be complied with, while opening their accounts.
- Non-resident accounts and their special requirements to be complied with.
Duration: 45 Minutes
6. Deposit Accounts
On completion of this course you will be familiar with:
- The importance of deposits for the bank, its customers and the economy
- Various categories of deposits, types of deposit accounts and their main features
- Common principles and precautions involved in opening, closing and operating the deposit accounts
Duration: 1 Hour
7. Negotiable Instruments and Related Matters
On completion of this course you will be familiar with:
- Negotiable Instruments -Meaning, features and kinds of negotiable instruments
- Other Instruments- Banker's drafts, traveler's cheques
- Crossing and endorsements
- Holder / payment in due course
Duration: 1 Hour
8. Loans and Advances
On completion of this course you will be familiar with:
- Importance of lending
- Main kinds of fund-based and non-fund based credit facilities
- Non Performing Assets - classification, management and measures to minimize
Duration: 1 Hour
9. Fee-based Banking Services
On completion of this course you will be familiar with:
- Varieties of funds remittance/ transfer by demand drafts, mail/ electronic transfer, and collection of bills/ cheques
- Types of Letters of Credit and guarantees issued by banksAgency services like government business, sale of insurance/ Mutual Fund products securities
- Safe custody of valuables and safe deposit lockers
Duration: 45 Minutes
11. Basics of Accounting
On completion of this course you will be familiar with:
- The accounting concepts and standards
- The systems and methods of accounting
- The rules of double entry book-keeping
- The main kinds of books of accounts
- The meaning and composition of balance sheet and profit & loss statement
Duration: 1.5 Hour
12. Basics of Bank Marketing
On completion of this course you will be familiar with:
- Functions of Bank Marketing
- Marketing mix
- Services Marketing mix
Duration: 1.5 Hour
13. Know Your Customer
On completion of this course you will be familiar with:
- Initiatives of RBI
- KYC policy - origin
- RBI's approach and objectives
- Guidelines on KYC
Duration: 1 Hour
